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The Central Valley's agriculture needs are unique and so are the needs of your business. The success of your farm, ranch, dairy, vineyard, orchard, or other agricultural operation, depends on good, timely advice from local bankers who understand your needs and care about this community.

Valley Republic Bank's AgriBusiness Group was founded to serve the specific needs of the Central Valley. Our team of experienced agricultural lenders can build custom loan packages based on the unique aspects of your individual operation and provide you with loan solutions that support your long-term success.

Please consider this your official invitation to experience banking, as it should be.

Pictured above: Angelica Serrato, Administrative Assistant; Brandon Gallardo, Credit Analyst; John Etchison, SVP - AgriBusiness; Tim Hay, Senior Credit Analyst; Eliza Hernandez, AVP - Relationship Associate Manager; Eric Schoenheide, Credit Analyst; Davin Jensen, VP - Senior Credit Analyst.

  • Industry Specializations

    • Table Grapes
    • Almonds
    • Pistachios
    • Citrus
    • Wine Grapes
    • Dairy
    • Other Permanent Crops
    • General Livestock
    • Annual Crops
    • Irrigation Equipment
    • Farm Equipment
    • Equipment Dealers
    • Ag Chemicals
    • Cold Storage, Warehouse, and Processing Facilities
  • Financing Solutions

    • Crop and Livestock Lines of Credit
    • Equipment Term Loans
    • Ag-Service Business Lines of Credit
    • Commodity Broker
    • Rural Home/Hobby Farm Loans
    • Purchase Financing
    • Refinancing
    • Ag-Equity Line of Credit
    • Ag-Related Facility Loans
    • Long Term Real Estate Financing
    • Permanent Crop Development Loans
    • Facility Construction Financing
    • Direct Loan Origination and Service of the Competitive Farmer Mac Program
  • Farmer Mac

    In addition to offering a complete portfolio of loan products for your agricultural business, we are one of California's largest originators and servicers of Farmer Mac loans.

    Supported by an attentive, local team, learn how the Farmer Mac lending program can help optimize your AgriBusiness real estate and facility financing needs.


    A flexible agricultural real estate funding program offered by Valley Republic Bank. It is available to full or part-time farmers, ranchers, investors, and ag related businesses in need of ag purpose funding, such as:

    • Purchases
    • Refinancing
    • Permanent Planting Development
    • Facility Construction & Improvement
    • Cultural & Operational Needs
    • Equipment Purchases



    Farmer Mac is the premier secondary market for U.S. agricultural credit and has been a champion for and an integral part of this nation's rural economy since their founding in 1988. Guided by their mission- to help build a strong and vital rural America by increasing the availability and affordability of credit for the benefit of American agriculture and rural communities, they provide lenders access to flexible, low-cost financing and effective risk management tools to help their farm, ranch, and rural utility customers.

    Contact our AgriBusiness specialist for complete program details and a schedule of current rates.