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Business Loans

As a partner in your company's future growth, we've designed our Business Banking Accounts to fit your needs today, tomorrow, and for years to come.  Your choice to bank with a local team assures timely correspondence, quick request turnaround, and customizations based on your specific circumstances that continue to be adjusted as your needs change.  

Count on Valley Republic Bank to support your business banking needs.  

  • Lines of Credit

    Lines of credit provide your business with cash for a variety of short-term financing needs including, providing seasonal working capital, carrying receivables, and purchasing inventory. Lines of credit may be either secured or unsecured.

  • Term Loans

    Term loans assist your business for a variety of long-term financing needs including, purchasing machinery, equipment, and vehicles. Terms up to 7 years, fully-amortized.

  • Industry-Specific Loans

    We have teams with decades of experience in lending for the Central Valley’s leading economic drivers.

  • SBA / State Guaranteed Loans

    Valley Republic Bank participates in a variety of SBA and state guaranteed loans. These loan programs offer lines of credit for seasonal working capital, term loans to purchase a variety of long-term assets, and commercial real estate loans with up to 90% financing on owner-occupied real estate.

    For more information on the SBA 504 Loan Program, please visit our partner, Mid State Development at