Main Menu

Download the App

Card Services

Local Service with Global Benefits

We understand all businesses are unique, that is why Valley Republic Bank has multiple card programs - debit, personal credit, business credit and corporate cards to provide solutions for all of your unique needs. 

 

Valley Republic Bank's Uncommon Service:
  • Robust product offerings customized to fit your needs
  • Local decision-making on approvals and limits
  • Personalized customer service you’ve always expected
|
  • PERSONAL CREDIT CARDS

    Valley Republic Bank's NEW Personal Credit Card options include low-interest rates, robust rewards, and special introductory offers. You'll enjoy the same great local service and decision-making you've come to expect, plus the worldwide Mastercard® benefits you deserve. 

    Mastercard is a registered trademark of Mastercard International Incorporated. All credit cards are subject to credit approval. Ask for details.

    Exceptional Program Benefits:
    • ID Theft Resolution with wallet protection

    • Online access to statements and real-time transactions with spend alerts and controls

    • Protect your purchases with Zero Liability Protection, Extended Warranty, and Purchase Assurance

    • Supports Mobile Wallet: Apple Pay®, Samsung Pay®, and Google Pay®

     

    Valley Republic Platinum Low Rate Mastercard®
    Simplify your finances by consolidating your balances at a low APR.

    • Our most competitive APR credit card

    • $99 Annual Fee (see terms and conditions)

    • Mastercard Benefits like Price Protection, ID Theft Resolution services, Extended Warranty, and MasterRental Coverage on rental cars

     

    LEARN MORE APPLY​​​​​​ CONTACT US 

     


    Valley Republic Platinum Mastercard®
    Spend Smarter. Manage Better. Save Money.

    • Access to a simple and easy to use credit card

    • No annual fee (see terms and conditions)

    • Mastercard Benefits like Price Protection, ID Theft Resolution services, Extended Warranty, and MasterRental Coverage on rental cars

     

    LEARN MORE APPLY​​​​​​ CONTACT US 


    Valley Republic Platinum Rewards Mastercard®
    Versatile. Simple. Rewarding.

    • 1% cashback rewards on everyday purchases

    • Earn 5,000 bonus points if you spend $1,000 in the first 3 months*

    • Turn everyday spending into cashback or other rewards

    • See terms and conditions

    *Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please click here  and select Rewards Terms and Conditions. Rewards options are subject to change without notice.

     

      LEARN MORE APPLY​​​​​​ CONTACT US 


      Valley Republic World Mastercard®
      Privilege. Rewards. Premier Services.

      • Up to 3% cashback rewards on everyday purchases*

      • Earn 50,000 bonus points if you spend $5,000 in the first 3 months**

      • $95 annual fee (see terms and conditions)

      *We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 (one) rewards points as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards points.

      **Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please click here and select Rewards Terms and Conditions.Rewards options are subject to change without notice.

       

      LEARN MORE APPLY​​​​​​ CONTACT US 

    • Business Credit Cards

      Helping businesses succeed is just one way we can achieve our mission of providing Uncommon Service for those we touch. The NEW Business Credit Cards are designed for small to large organizations who are in need of more purchase power to help with monthly cash-flow, are seeking the convenience of tracking business expenses, and much more. 

       

      Mastercard is a registered trademark of Mastercard International Incorporated. All credit cards are subject to credit approval. Ask for details.

      Exceptional Program Benefits:
      • Program administrator sets customizable credit limits and controls per card

      • Consolidated billing or individual billing options with online access to statements and real-time transactions

      • Increase monthly cash flow and purchasing power with a higher spending limit

      • Integrated expense reporting capabilities with GL Allocation 

      • Unlimited cards per business with purchase protection: Zero Liability Protection, Extended Warranty, and Purchase Assurance

       

      Valley Republic Business Platinum Low Rate Mastercard®
      Simplify your finances by consolidating your balances at a low APR.

       
      • Low APR of 6.24% is designed for clients who frequently carry a balance from month to month.

      • $99 Annual Fee

      • No balance transfer fee for balances transferred during the first six months

      • Mastercard Benefits like Price Protection, ID Theft Resolution services, Extended Warranty, and MasterRental Coverage on rental cars

      • See terms and conditions 

       

      LEARN MORE APPLY​​​​​​ CONTACT US 


      Valley Republic Business Platinum Mastercard®
      Optimize Capital. Organize Expenses. Enhance your Business.

      • Simplify finances by consolidating balances to more effectively manage your expenses

      • Better management of day-to-day business expenses than with cash or check

      • Mastercard Benefits like Price Protection, ID Theft Resolution services, Extended Warranty, and MasterRental Coverage on rental cars

      • See terms and conditions 

       

      LEARN MORE APPLY​​​​​​ CONTACT US 


      Valley Republic Business Platinum Rewards Mastercard®
      Manage Spending. Protect Capital. Earn Rewards.

      • 1% cashback rewards on everyday purchases

      • No limit to the points you can earn

       

      LEARN MORE APPLY​​​​​​ CONTACT US 


      Valley Republic Business World Elite
      Privilege. Rewards. Premier Services.

      • Up to 3% cashback rewards on everyday purchases

      • Earn 50,000 bonus points if you spend $5,000 in the first 3 months*

      • No limit to the points you can earn or rewards you can receive. 

      • $95 annual fee

      • See terms and conditions 

      *Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. If you do not meet our criteria for this card, you may be considered for the Valley Republic Business Platinum Rewards Card Mastercard®.

       

      LEARN MORE APPLY​​​​​​ CONTACT US 

    • Corporate Cards

      Our NEW Corporate card is designed for enterprises that require comprehensive tools and controls to manage multiple cardholders, daily spending, and account payables. Our local presence enables us to personally assist with implementation, onboarding, and card operations which allow us to achieve our mission of Uncommon Service.

      Mastercard is a registered trademark of Mastercard International Incorporated. All credit cards are subject to credit approval. Ask for details.

      Exceptional Program Benefits:
      • Dedicated Local Account Manager

      • Program Administrator sets customizable credit limits and controls per card

      • Integrated expense reporting capabilities with GL Allocation

      • Virtual, Ghost, and Fleet Card options with Purchasing Mastercard

      • Spend alerts and controls with Identify Theft Resolution

       

      Valley Republic Corporate Mastercard®
      Optimize Capital. Organize Expenses. Enhance your Business. 

      • Monthly Pay-in-Full

      • Competitive tiered cash rebate

       

      LEARN MORE​​​​ CONTACT US 


      Valley Republic Corporate Rewards Mastercard®
      Manage Spending. Protect Capital. Earn Rewards.

      • Monthly Pay-in-Full

      • 1% cashback rewards - 1 point per dollar spent

       

      LEARN MORE​​​​​​ CONTACT US 


      Valley Republic Purchasing Mastercard®
      Monitor Expenses. Reduce costs. Enhance Revenue.

      • Monthly Pay-In-Full

      • Competitive tiered cash rebate

      • Comprehensive online administration tools to manage account payables

       

      LEARN MORE​​​​​​ CONTACT US 

    • Personal Debit Card

      Valley Republic Bank's Personal Debit Card gives you the increased purchasing flexibility you have come to expect with built-in tools and benefits to increase your purchasing satisfaction.  Get your Personal Debit Mastercard® with your Valley Republic Bank checking account today:

       

      Exceptional Program Benefits:

      • Instant issue capabilities - receive a new debit card in minutes at any branch
      • 24 Hour fraud monitoring to protect your account
      • Use any ATM across the United States (all domestic fees are refunded)
      • Zero liability for unauthorized transactions
      • Online and mobile banking access to transactions

      Valley Republic Personal Debit Mastercard®
      A safe and convenient way to access and manage your money.

      • Mastercard® SecureCode

      • Debit card transaction alerts
      • Use anywhere Mastercard® is accepted
      • EMV chip for added security

            

      ​​​         CONTACT US

    • Business Debit Card

      Valley Republic Bank's Business Debit Card gives you the increased purchasing flexibility you have come to expect with built in tools and benefits for easier cash flow management and record keeping.  Get your Business Debit Mastercard® with your Valley Republic Bank checking account today!

       

       

      Exceptional Program Benefits:

      • Customizable limits for multiple card users

      • Instant issue capabilities - receive a new debit card in minutes at any branch

      • 24 Hour fraud monitoring to protect our account

      • Use any ATM across the United States (all domestic fees are refunded)

      • Zero liability for unauthorized transactions

      • Online and mobile banking access to transactions

      Valley Republic Business Debit Mastercard®
      Safe and convenient way to access and manage your money.

      • Mastercard®  SecureCode

      • Debit card transaction alerts

      • Use anywhere Mastercard® is accepted

      • EMV chip for added security

       

      ​​ CONTACT US

    • Report Lost/Stolen Card

      To report a lost or stolen CREDIT card, please call:

      661.564.3203 (Monday - Friday; 8 AM to 5 PM PST)

      1.800.367.7576 (After Hours)


      To report a lost or stolen DEBIT card, please call:

      661.371.2000 (Monday - Friday; 8 AM to 5 PM PST)

      1.877.226.2351 (After Hours)